The world of investments is notoriously difficult to navigate, with over 3,000 funds to choose from. And it's even harder to keep track of all those funds once they're in your portfolio.

To overcome this (both for our clients and ourselves), in 2008 Jones Sheridan decided to create a range of growth investment Model Portfolios which we proactively manage on a quarterly basis. The range relects different attitudes to risk, and can be individually tailored for each client.

Our Model Portfolio Service has a three year proven track record of providing risk adjusted, above inflation growth across the six portfolios we offer, past performance however is not a reliable indicator of future returns.

How do I access the Model Portfolios?

Due to the complexities of managing such a range of portfolios, our Model Portfolios are only available on the Skandia Platform, which we'll explain in full when we meet. They are reviewed at the start of February, May, August and November and we aim to process any recommended changes to your investments by the 4th of the following month.

How do I select a portfolio?

When you sit down with your adviser, they'll get to know your individual circumstances and ask you to complete a Risk Questionnaire to assess your attitude to risk. Once you've agreed a level you're happy with, your adviser will select and tailor a Jones Sheridan Model Portfolio, risk rated from 3 to 8. They'll then reassess your attitude to risk on an on-going basis to ensure the selected portfolio is still appropriate as time goes by.

It's all part of the service

There is no explicit charge made for this service and switching within Skandia is largely free of charge. however if we need to make changes to the portfolio structure and underlying funds, it occasionally involves additional costas and may have tax implications. Due to the nature of investments, we cannot guarantee these costs will be recouped as a result of the changes.

Will you make the changes automatically?

We will never make any changes to your investment portfolio without your say so. We'll send you a review report which will outline our recommendation and give you all the information you need to make a decision. This will be sent either by post or email around the 13th of the review month, which gives you plenty of time to read the review, talk it through if you need to and let us know what you'd like us to do.

Professional reporting

We use an advanced peice of software to track the portfolios, created by Financial Express, a leading provider of investment data. As well as enabling us to provide accurate information at the touch of a button, whenever you need it, it also allows us to compare other investments against our portfolios to check they are performing.

It's not for everyone

While we are keen to promote the service we accept that it will not suit every client. If we think something else would be more suitable whether it is a single managed fund or a bespoke portfolio, we will search the market to find it for you.

 Please follow the link to view the latest Model Portfolio Report.