Are you snookered by the low interest rates offered by banks and building societies?

June 29th, 2009 Posted in Newsletters

 

We believe that there is an alternative to low interest rates. 

Structured products are issued by a number of financial institutions and typically feature:

• A fixed investment term (usually 3-6 years)
• An agreed level of income or participation in capital growth linked to an index
• Some form of partial or full protection to capital over the term
• Minimum investment: £3,600

IT IS suitable for investors who can:

• Afford to tie up a portion of their money for a known period
• Understand the income or return maybe higher than available from a deposit account with a bank or building society but accept there is some risk to capital
• Do not want to invest directly into stocks and shares funds, but like the potential growth that these can deliver

IT IS NOT suitable for investors who:

• Need access to money within the agreed term
• Do not want an investment linked to stockmarket returns

Do not leave your hard earned savings on deposit at a bank or building society, without speaking to us first…