Pensions & Divorce

May 18th, 2010 Posted in Uncategorized

Divorce can have a far reaching impact upon your clients finances long after the decree absolute. By taking simple steps now and reviewing their finances we can save them considerable time and stress. Our services have been developed to assist in dealing with all the financial aspects during the financial settlement process and beyond

About Rob Jackson

• Married with children
• Enjoys spending time with my family, football & golf
• Passionate about true financial planning

Key Qualifications

• Advanced Holistic Financial Planner
• G60 - Pension Transfer Specialist
• CF8 - Long term care

Pensions

It’s easy to feel confused and put off by the complexities of pension issues in the event of a divorce; there are a myriad of options available. My role is to guide you through the financial side of the divorce process, to help you feel more in control of your financial destiny.

My services have been designed to save you time and money by removing the hassle of dealing with pension companies, trustees and actuaries. My comprehensive advice and recommendation reports will provide you with peace of mind and security, knowing that the decisions you have taken have been based on sound financial planning and advice.

Our ongoing review services will enable you to understand your pension future better, or rebuild what has been lost to ensure the financial future you desire.

Matrimonial Home

Dealing with the division of the matrimonial home can be particularly emotional and stressful. The home often represents the largest asset of the marriage, so the consequences of poor decision making can affect the whole family. In conjunction with you (and your legal advisers) I can help you to arrive at a suitable solution which benefits everyone.

Whether you need assistance finding the right type of mortgage finance or a shorter term solution, I can work with both parties to find the right settlement.

Investments

Whatever level of personal investments you have, they can be classed as an asset of the marriage to be taken into consideration in the divorce settlement. There are many potential costs and pitfalls to be considered including the potentially significant tax implications of transferring, surrendering or selling these investments. These assets can be offset against your pensions or the marital home… our qualified and specialist advice service is designed to help you make the best choice for you and your personal circumstances.

Business Assets

Where a divorce involves a business owner or manager the consequences of the financial settlement can often have serious consequences for their business partners, their shareholders and their wider family (who are often involved in the business) as well as for their immediate family. The stress and anxiety alone can affect the business owner’s ability to continue to operate the business effectively.

The temptation is to try to deal with this aspect as quickly as possible without assessing the consequences and risks for all the parties involved. A structured approach can help to effectively deal with the business assets on divorce.

I can help you appraise the risks involved in your business and assist with the instruction of a specialist accountant to undertake a comprehensive and independent review of the business. They will assist with valuations and provide professional guidance on the options available when dealing with business assets.